In the financial markets of 2025, prop firms are the real deal, as they are the leading players in the trading landscape. A Prop firm provides resources to skilled traders, who trade financial instruments like forex for a share of the profits.
Due to global economic instability, traders are looking for leveraged accounts, stable profits, and advanced risk management tools, which is where prop firms come in. Forex traders need to up their game by taking advantage of prop trading’s mutually beneficial model. For today’s traders, choosing the right firm is the first step to success.
This article will compare various prop firms and their funding models with FundingPips to help you make an informed decision. So, buckle up and dive in.
What is FundingPips?
FundingPips is a new-age prop firm by Khaled Ayesh, incorporated in 2022, and is headquartered in Dubai, UAE. FundingPips focuses on the forex trading market, offering traders the chance to earn profits. They can start with as little as $32 to obtain an evaluation account..
How FundingPips Works?
FundingPips always looks for skilled traders, offering them education, support, and other resources to let them start their trading journey without investing any money. The firm provides multiple evaluation models, including:
- Zero model, which is known as instant funding in the industry.
- 1-step evaluation where you are required to hit the profit target without breaching the max loss limit.
- A two-step evaluation process where you must pass the assessment in two phases to obtain the master account.
Once you pass the evaluation, you get a master account. Whatever profit you make, you are allowed to keep a hefty share of as low as 80%.
MetaTrader 5 at FundingPips
To provide a seamless experience for its traders, FundingPips offers MetaTrader 5 (MT5), a popular trading platform. The reintroduction of MT5 enables traders to trade faster, smarter, and more effectively. With MetaTrader 5, you can:
- Access multiple assets
- Use built-in and custom indicators and EAs
- Access improved automated trading features
- Built-in economic calendar
- Experience efficient processing and execution speed
To enjoy a smooth trading experience, you can set up an MT5 trading account by signing up today at FundingPips.
What are the Top Prop Firms in 2025?
For a reliable and smooth trading experience, here are some of the prop firms that can genuinely elevate your journey. In 2025, these leading firms are praised for their strong platforms, supportive environments, and generous profit splits, enhancing your trading experience.
| Features | FundingPips | FTMO | The5ers | FundedNext |
| Scaling (Max Allocation) | $2 million | $400k | $500k | $300k |
| Max Drawdown Phase 1 | 10% | 10% | 10% | 10% |
| Max Drawdown Phase 2 | 10% | 10% | 10% | 10% |
| Max Profit Split | 100% | 90% | 80% | 95% |
| News Trading | Allowed | Limited | Not Allowed | Allowed |
| Price | $289 | €345 | $329 | $229 |
FundingPips
FundingPips tops the list with $120 million+ payouts, a quick and reliable service, and a zero payout denial policy. It also offers several trading platforms, including MT5, and has multiple evaluation models to choose from. Traders can scale up their account size to $2m while receiving additional percentage rewards of 20% profit at the first level and 10% for subsequent levels, increasing their daily lot limit.
FTMO
FTMO is another top prop trading firm that offers several trading platforms, which include MT5 and cTrader. It features an automatic scaling plan and a two-phase evaluation. Traders who can meet their scaling plan requirements are rewarded with a 25% increase in their FTMO account and a bigger reward of 90%. Traders can scale up their capital to $2m without retaking any evaluation.
The5ers
The5ers is a prop firm that provides a low evaluation fee and allows traders to trade various instruments, including indices, on multiple trading platforms.
FundedNext
FundedNext provides fast profit payouts and capital access within 2 days, along with a 15% payout during your challenge. It has trading platforms such as MT5 and cTrader, and there is no time limit during the challenge phase.
Funding Models Compared
Each of the four prop firms features distinct evaluation models, funding mechanisms, levels of flexibility, and degrees of trader independence.
FundingPips
FundingPips has three evaluation models, each with a specific target.
- The zero model allows the trader to pay a one-time fee and start trading on a master account.
- The 1-Step model has two phases, one where you practice as a student and one where you get access to the master account.
- The 2-Step evaluation model has an evaluation phase and a master phase.
There is no time limit for the evaluation phases, so traders have autonomy over their pace without worrying about any strict deadlines. FundingPips’s main focus is to help traders hone their trading strategies. They just have to comply with the risk management rules such as not exceeding the maximum loss limit.
FundingPips allows instant funding with the Zero model, which allows traders to start earning rewards from day 1. It allows traders to check the strategies without any deadlines. However, there is a disciplined risk management system.
FundingPips’s Zero model is ideally designed for experienced traders who excel within structured guidelines and demonstrate disciplined management. The traders get full autonomy to operate at their own pace without any time limit while maintaining full ownership of their strategies. FundingPips is for traders who like to trade on their own terms.
FTMO
FTMO has two evaluation phases before a trader gets a funded account.
- The challenge stage is where traders demonstrate their experience by following the trading objectives outlined on the website within a 30-day time limit.
- The verification stage verifies the skills, after which the target profit is halved and the trader gets the funded account. It has a 60-day time limit.
FTMO’s traders get a refund of their evaluation fees on successful funding. However, FTMO has a trading day requirement and a two-step evaluation phase for assessment. Additionally, traders have the autonomy to experiment with various trading styles and platforms, such as MT5, and can also trade over the weekend.
The5ers
The5ers has different trading programs for different traders. Each program has a different evaluation model.
- The bootcamp program has a 3-phase evaluation
- High phase challenge has a 2-phase evaluation
- Hypergrowth has one one-step evaluation after which the traders can start earning profits and can scale up their capital with each level.
The5ers offers several programs to choose from, including forex. It has a steady model with no time pressure. However, the account size is slightly small for hypergrowth, and so are the payout splits. It is very flexible with trader autonomy as different strategies are allowed. However, there are restrictions to trade news and very tight daily loss limit.
FundedNext
FundedNext has several challenges to choose from. These funding models have different targets.
- Stellar 2-Step has two phases
- Stellar 1-Step has one phase
- Stellar lite has two phases
All of these options offer a refundable fee upon gaining access to a master account. There is no time limit in the challenge phase. However, the maximum account size is too small compared to other firms.
Profit Split and Scaling Plans
In terms of profit splits, FundingPips offers profit splits that start from 80% but can increase up to 100% upon consistent profitability. The5ers offer a profit split that starts at 50% but can go to 100% in some programs. FundedNext’s profit splits goes up to 95% while FTMO’s profit splits starts at 80% and can reach 90% based on performance.
The scaling plans of FundingPips allow traders to scale their account size up to $2 million if the traders meet consistent profit targets of 10%. FTMO follows the same scaling limit of $2 million. However, FTMO’s scaling requirements are complex. Also, the timeframe for scaling the capital up depends on factors like the trader’s skills, risk tolerance, and programs. The5ers allow its traders to scale the account to $500k for high-stake.
All firms expect traders to be consistent and disciplined in order to meet targets and stay within the maximum loss limit.
Trading Rules & Risk Management
FundingPips, FundedNext, and FTMO allow the daily loss limit to be 5% and the maximum loss limit to be 10%. The5ers has varying loss limits for each program. For instance, for Bootcamp, the loss limit is 5%, and for hypergrowth, the daily loss limit is at 3% with maximum drawdown is 6%.
FundingPips, The5ers, and FundedNext allow news trading, weekend holds, scalping, and Expert Advisors during trading. FTMO only allows scalping while restricting weekend holds on some accounts, along with EA restrictions. FundingPips sands out as the sole firm that permits unconditional news trading.
FTMO is the strictest in terms of trader discipline since rule violations lead to instant disqualification, followed by FundedNext. However, FundingPips is flexible on strategies and less strict on risk management.
Platform & Asset Availability
Out of all the four prop firms, the MT5 platform is supported by all. FundingPips, FTMO, and FundedNext also support cTrader. The5ers doesn’t offer cTrader. So, MT5 is favored more by all due to its larger user base and compatibility with EAs.
In terms of instrument coverage, FundingPips has cryptocurrencies, commodities (gold, oil), stocks along with global indices and exotic currency pairs. Also, at FundingPips traders can also access Bitcoin and Ethereum. The5ers has forex, crypto, and indices. At FTMO and FundedNext, traders can trade forex currencies, indices and commodities.
FundingPips offers competitive spreads starting at 0.0 pips with $5 commissions per standard lot for instruments like forex, metals, and energies.
FundedNext has competitive, tight spreads with low commissions. They offer spreads starting from 0 pips but can be wider during volatility. FTMO offers live market execution with spreads varying according to the instrument. Commissions are also charged based on the instrument. The5ers offers wider spreads and commissions per lot. For execution, all four have several programs to choose from, but MT5 and cTrader remain the top choices.
Payment & Withdrawal Process
FundingPips offers multiple payment and withdrawal options, including digital wallets (like PayPal, Google Pay), bank transfer, and cryptocurrencies like USDT. They pay within 1-2 business days, and the minimum withdrawal amount is 1% of the starting balance for FundingPips. Now, you can get paid your rewards directly to your Master or Visa card. The transparency of reward distribution is maintained through the Discord community.
FundedNext offers the same payment methods, payouts are processed within 24 hours, and there is no minimum withdrawal amount. The5ers offer withdrawal options like Visa card and cryptocurrencies. The minimum withdrawal amount is $150.
Real Trader Feedback
Many people have left reviews on TrustPilot about all four platforms. The satisfaction level of FundingPips traders is the most positive, as reflected in its reviews. Other platforms also have satisfactory review rates.
FundingPips is rapidly becoming one of the top prop firms in 2025 due to its outstanding services. Indeed, it is for traders who work smarter, faster, and better!
Best Prop Firm for Different Trader Types
For beginners, The5ers is a good choice due to its low entry cost and different models. It’s great for stability and learning. FundedNext seems to be the good choice for scalpers, but FundingPips stands out since it has plenty of programs and instruments to choose from. For swing/position traders, FTMO can be suitable as there are restrictions on news trading and EAs. For high-risk traders, FundedNext is the top choice due to its more than 95% profit split.
FundingPips is ideal for traders who value speed, flexibility, and control, allowing them to trade at their own pace and implement their strategies effectively. If you are a scalper, FundingPips allows you to trade news and provides the most competitive spreads in the industry. If you want a long-term trading, the firm puts no time bar or unnatural pressure. So, you can pass evaluations with few good swing trades as well.
Conclusion
FundingPips is gaining a strong reputation for its innovative strategies. It offers a wide range of instruments and programs for a seamless trading experience. It’s really balanced in its approach towards the traders as they get to follow their own pace and trade their way with their strategies. The profit splits are equally impressive as well. You can scale your account to $2 million if you stay consistent.
Sign up today at FundingPips to join the experienced traders’ community and trade efficiently.
