In a global financial landscape increasingly defined by agility, data, and digital trust, Zeta is emerging as the backbone for next-gen banking infrastructure. With its flagship products—Tachyon, Fusion, and Netra—Zeta is reshaping how banks scale, serve, and save. Collectively, these platforms are now handling 25M+ accounts across 15+ financial institutions, driving over $500M in projected infrastructure savings.
Instrumental to this transformation is Mohmmad Adeem Parvez, Principal Solutions Architect at Zeta, whose end-to-end ownership of product architecture in Fusion and Netra, and core contributions to Tachyon, have enabled global banks to transition to a modern, composable core with real-time data processing and zero downtime.
Zeta’s Financial Performance and Global Footprint
Zeta’s technology has delivered tangible performance and economic outcomes across the fintech ecosystem:
- 💰 $500M+ in cost savings for client banks through operational automation and core simplification
- ⏱️ 90% faster go-to-market for new financial products (from 90 days to 9 days)
- ⚙️ 10,000+ TPS processing speed enabling scalable real-time banking
- 📉 70% drop in fraud backlog after Netra implementation
- 📄 40 million+ account statements generated in <45 minutes
- 🌍 Serving over 25 million banking customers globally
- 📄 $90M saved per institution, cutting infra costs by 85% using cloud-native stacks
“We’ve built a system that isn’t just scalable—it’s transformative. We now offer banks a zero-compromise core, optimized for speed, scale, and savings,”
— Bhavin Turakhia, Co-founder & CEO, Zeta
Zeta’s Product Ecosystem:
⚙️ Tachyon – Core Ledger Engine
Replaces monolithic cores with a microservices-led, cloud-native core, supporting multi-entity banks with real-time reconciliation, interest computation, and compliance-ready general ledgers.
🧠 Netra – Real-Time Intelligence Layer
Built on Apache Flink, Kafka, and Redis, Netra enables real-time risk scoring, fraud detection, and regulatory alerting within 150ms for millions of transactions.
🔧 Fusion – No-Code Product Builder
Fusion empowers product teams to launch new KYC, onboarding, savings, and payment products with drag-and-drop workflow builders, reducing product build cycles by over 80%.
“With Fusion, a new banking product can go live in 3 weeks instead of 3 months,”
— VP, Partner Bank (SEA)
“We reduced fraud backlog by 70% after embedding Netra,”
— CTO, Gulf Bank
Contributor Highlight:
Mohammad Adeem Parvez, as Principal Solutions Architect at Zeta, played a key role in the architecture of Fusion and Netra, with hands-on contributions to system design, workflow engines, and scalable fraud modules that now power client banks in Southeast Asia and the Gulf.
“Adeem’s systems design expertise brought modular scale and clarity to our platform strategy from orchestration engines to real-time fraud modules. His contributions helped scale the product across geographies”
— Ramki Gaddipati, CTO & Co-founder, Zeta
🌐 Powering Fintech Growth in Emerging Markets
Zeta’s infrastructure has been a catalyst for regional fintech acceleration, especially in India, Southeast Asia, and the Gulf, enabling:
- 🌱 Over 30+ fintech startups to integrate and launch embedded finance products
- 🏦 Traditional banks to modernize without disrupting existing infrastructure
- 👥 Financial inclusion through scalable, API-first systems for underserved populations
- 📉 Reduced customer acquisition cost (CAC) by up to 40% through smarter onboarding flows
- 📲 Higher mobile banking penetration with sub-second response times across customer journeys
Client Success Stories
Southeast Asia Bank
- Migrated 15M accounts to Tachyon
- 60% faster onboarding using Fusion
- Reduced infra cost by 80%
- Embedded Netra to detect payment fraud with 30% more accuracy
Middle East Regional Bank
- Leveraged Fusion to launch new BNPL offering in under 60 days
- Used Netra’s streaming rules to identify duplicate UPI entries, preventing fraud early
- Tachyon enabled real-time interest posting every hour vs. once a day
Infrastructure & Cloud Stack
Zeta’s performance leans heavily on its integration with Amazon Web Services (AWS).
AWS Case Study Reference: “Zeta scales core banking workloads using Amazon EKS, Aurora, S3, and EC2 Spot.” Read the AWS Case Study
Components:
- Amazon EKS – For container orchestration
- Amazon Aurora – High-throughput relational DB for banking ops
- Amazon S3 One-Zone – Affordable and fast bulk statement storage
- Apache Flink, Redis, Kafka – Real-time streaming and queuing backbone
Looking Ahead
With more banks transitioning to Zeta’s stack globally, Adeem’s architectural framework is positioned to support 100M+ active users. Zeta plans to release Fusion 2.0 with low-code configuration for bank partners and expand Netra’s capabilities into behavioral scoring and AI-based transaction segmentation.“Our engineering culture thrives on ownership, and Adeem exemplifies that. His systems-thinking approach is at the heart of Zeta’s scale,”
— Ramki Gaddipati, CTO & Co-founder, Zeta
