With the increasing penetration of internet-enabled smartphones, there is no doubt that we all are dependent on digital methods for every other thing. Be it an online electricity bill payment or even a property tax online payment, we are just a few taps away. All thanks to the onset of digitalization.
Now, to make it clear, I’ll be very honest here. I’m not promoting any brand or organization in this article. I’m just sharing my experience, and I’d like to share that I have been using the Bajaj Finserv application on my smartphone for all kinds of online payments for the past year. I even used similar other applications but found this one to be really smooth, so there’s no going back!
Meanwhile, firstly, let’s learn the benefits of online payment in the current times. I have realized that online payments save time, are contactless, and even help reduce the stress of managing cash. Do you really carry cash in today’s era when every single vendor, shopkeeper or even an online portal readily accepts online payment?
In my view, here are the top four benefits of online payments –
> Saves a lot of time!
One of online payment’s prime and obvious benefits is that it saves time. My smartphone’s airtel bill payment was pending for four days and when it reached the due date, do you think it would have been feasible for me to go to the store and pay in cash? Obviously not. I paid it online via my regular application, and within minutes, I was literally saved!
When you go for digital payments, they come with quicker transactions and shorter queues at shops. Since online payments have come into the game, hard cash transactions have witnessed a dip without any doubt. Also, due to the ongoing Covid-19 pandemic, it is one of the best options.
> Always there for you!
Nowadays, everyone has a smartphone with them. Look around you, do you see any person without a smartphone? So, if you are in a supermarket and suddenly, you witness your favourite cookies and chocolates are back in stock, you need not worry about the fact that you don’t have any cash. If you have your smartphone, it’s more than enough!
> Cashbacks and Rewards
Have you ever paid Rs 100 to a shopkeeper and expected anything in return? No, right? However, the scenario in digital payments is entirely different. Nowadays, whenever a person makes an online payment, the service provider tends to give some incentive. For example, I got some assured rewards when I recently bought a smartphone via my Bajaj Finserv application.
Recently, like every other Indian, I was also procrastinating regarding my Income Tax Return. The days were passing by. However, so one fine day, I made this decision and went to the app for an income tax online payment. Trust me, Bajaj Finserv is one of the best payment gateways when it comes to online payments. I literally have all my payment facilities in my phone in just a single application. It’s so convenient not to download unnecessary applications and rely only on this one.
Well, here is a list of things I do via this application –
- Online payments while shopping, grocery etc.,
- Bill payments (Mobile, DTH, Electricity, Piped Gas etc.)
- Municipal tax payment
- Income tax online payment
- Online electronic shopping
- Investments (Fixed deposit, SIP)
So, if you are planning to go digital, delete all those applications which you have been using for various apps. I genuinely believe this application is an all-in-one game changer.