Avici, the fast growing onchain banking startup, has partnered with Stripe through Bridge to introduce global USD and EUR accounts directly inside its self custodial smart wallet app. The integration brings regulated fiat rails into Avici’s onchain infrastructure, allowing users worldwide to receive deposits, hold balances, convert to stablecoins, and spend globally using the Avici Visa card. This is the first time an onchain first consumer product has combined global banking access with true user controlled settlement.
According to the company announcement, early users already have access to the new accounts, with a broader rollout planned soon. All balances settle into Avici’s smart accounts, giving users traditional banking capability without giving up onchain control. For many people in emerging markets, this is a meaningful upgrade. Local banks often have slow settlement, restricted access, and unpredictable compliance rules. With Avici, users can receive salary, client payments, or remittances, convert funds into stablecoins, and spend globally from one place. The experience removes the need to maintain multiple financial apps or rely on unstable regional banking systems.
Avici has been expanding rapidly with its focus on building distributed banking infrastructure. The company brings together fiat accounts, stablecoin spending, smart accounts, trust based credit, and automated agent driven financial tools into a single product. The addition of USD and EUR accounts is a major step toward offering an internet native banking alternative that works across borders. Instead of forcing users into local financial limitations, Avici is building a system where money moves freely across networks. This aligns with the team’s goal of building a global banking layer that feels modern, efficient, and owned by the user.This expansion reflects Avici’s ambition to offer a truly borderless financial experience.
The integration with Stripe through Bridge also shows how onchain finance is merging with regulated fiat rails. Avici uses compliant banking partners to offer accounts and payment rails, but settlement and custody remain controlled by the user onchain. This approach keeps Avici aligned with the principles of self control and asset ownership while still making the product useful in day to day life. The company believes this model will become the default standard for the next generation of financial apps.
Avici is led by Sitaram Kakarlamudi, also known as Ram, who has been vocal about the need for a global user owned banking layer. He previously worked on gaming and wallet infrastructure before focusing entirely on building Avici. He is joined by Abhishek, who leads smart account architecture and wallet engineering, and Varun, who leads the mobile app and overall product experience. The trio has built Avici from scratch with a focus on self custody, scalability, and real world financial utility.
Industry analysts point out that few consumer crypto platforms have been able to integrate global fiat accounts while remaining self custodial. Avici’s approach, combining regulated fiat partners with onchain settlement, puts it in a strong position in the evolving fintech and crypto landscape. As stablecoins and onchain banking become mainstream, Avici aims to become the financial home for onchain users across the world.
