Avalanche (AVAX) dropped to $16.86, reflecting a 7.24% decline over the past week due to heavy selling pressure amid broader market volatility. Despite the downturn, a 380% surge in large holder inflows and robust subnet transaction growth fuel optimism for a 1.9x rally to $32 if AVAX breaks the $22.50 resistance. A bullish MACD and $16–$17 support suggest a potential rebound, but failure to hold could drive prices down to $11, with the $7.34B market cap at stake.
As Avalanche (AVAX) retraces to $16.86 following a wave of selloffs, a number of large wallets are actively reallocating capital—and many are targeting a much smaller DeFi asset with massive upside: Mutuum Finance (MUTM). Still priced at just $0.03 in Phase 5 of its presale, the project has already drawn in 12,700+ holders, raised $11.70 million, and sold out 60% of its current phase allocation. But the sharpest move came from a whale wallet, which recently shifted $25,000 out of DOGE directly into Mutuum Finance (MUTM), taking a strong position with a clear aim: post-listing multiple returns. At the current Phase 5 price of $0.03, that investment secured approximately 833,333 MUTM tokens.
With the expected listing price of $0.06, this position would already reflect $50,000 in value at launch. However, the investor isn’t stopping there. Based on analyst projections of a 15X price increase in the months following the listing, that same $25,000 allocation will grow to $375,000.
mtTokens and Passive Income Stacking
Mutuum Finance (MUTM) is not just another presale token. It’s building a real economic engine through its dual lending infrastructure, offering both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending models. Central to this system are mtTokens, digital representations of assets deposited into the protocol. These tokens represent the value of the underlying deposit along with accrued interest—creating a self-compounding yield asset that is designed to appreciate over time as borrowers interact with the system.
When the platform goes live, users holding mtTokens will be able to stake them into designated contracts to earn passive income from lending interest. mtTokens will also be usable as collateral within the Mutuum Finance (MUTM) protocol itself, allowing users to unlock additional opportunities such as borrowing, leverage, or yield optimization—all without having to sell their principal assets.
For example, someone who deposits DAI into a pool will receive mtDAI on a 1:1 ratio. These mtDAI tokens will reflect both the original deposit and the interest accumulated by the pool’s activity. Users can stake these tokens and earn additional protocol-generated rewards funded directly through real lending revenue.
This creates a unique flywheel effect. As usage increases and borrowers interact more with the lending pools, interest flows back to lenders. With no lockups, flexible loan terms, and broad token support beyond ETH or DAI—including meme tokens like SHIB or DOGE—Mutuum Finance (MUTM) is set to attract both serious DeFi users and retail borrowers looking for more tailored options in its P2P model.
Early Entry, Real Utility, and Long-Term Conviction
The presale is still the only opportunity for investors to enter at a fixed low price, with Phase 5 tokens at $0.03. Once all eleven presale phases are completed, the listing price is set at $0.06, but long-term holders are already eyeing far higher levels. One wallet that entered at $0.03 with a $10,000 allocation would see their investment rise to $300,000 in value at a 30x price move—a target many analysts say is reachable by Q4 2025 as platform lending volume and Layer-2 integration kick in.
That kind of asymmetric return is exactly why top wallets are rotating into this DeFi opportunity now. With smart contract audits reviewed by CertiK and a $50K bug bounty program on deck, the foundation for serious institutional participation is already being laid.
Mutuum Finance (MUTM) isn’t only planning to reward early believers through price action. The project has also launched a $100K giveaway, where ten winners will each receive $10,000 in MUTM, specifically aimed at users who join early and hold through critical platform phases. This initiative is designed to incentivize conviction—not hype—and aligns perfectly with Mutuum’s roadmap, which includes a testnet beta launch, Layer-2 support, and an overcollateralized stablecoin.
Every stage of the roadmap has been clearly structured—from the completion of presale, to platform rollout, token listing, and expansion into multi-chain support. Phase 1 of the roadmap is nearly done in major, and the team is now preparing for the next build phase. Each step is aligned with strengthening core utility and deepening user participation through smart contract infrastructure, advanced features, and eventual regional compliance.
Investors watching from the sidelines have a short window to act. With more than half of Phase 5 sold out, the price will soon rise in Phase 6. Missing this entry point will mean paying more for the same tokens—or worse, being shut out before listing altogether. For anyone considering a meaningful summer entry into DeFi, Mutuum Finance (MUTM) stands as one of the few under-the-radar tokens with real mechanics, institutional-grade architecture, and exponential upside.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
