Posts By Reeves Birner
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217Fintech NewsQuantum Computing in US Finance 2026: What Banks Are Actually Doing While Waiting for Advantage
Quantum computing has had a noisy three years in finance. The promise of qualitatively faster Monte Carlo simulations, qualitatively better portfolio optimisation,...
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148PaymentsPeer-to-Peer Payments in the US: Why Volume Keeps Climbing While Fraud Pressure Rises
Two phones, a quick screen tap, and a few dollars move between strangers at a restaurant table. That gesture is now a...
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567Fintech NewsUS Loan Origination Systems in 2026: How Lenders Cut Approval Times to Hours, Not Weeks
The American mortgage industry spent two decades insisting that 45 days from application to closing was about as fast as physics allowed....
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243Artificial intelligence
Embedded Finance in the US: inside the $148 billion category turning every app into a financial product
A ride-share driver in Atlanta used to wait three days for payouts to clear to his checking account and paid $4.95 each...
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275Finance News
What the Data Shows About Launching a VC Fund Without an MBA or Finance Degree
Ask most people what it takes to become a venture capitalist and the answer arrives almost by reflex: a top-tier MBA, a...
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301Finance News
Evidence Shows Why Wealth Creation Begins With Value Creation
For four decades, a comfortable assumption sat beneath much of professional investing: buy a reasonable asset, apply leverage, ride multiple expansion, and...
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454Artificial intelligence
AML analytics in 2026: how a $2.9 billion software category guards $3 trillion in daily US bank flows
A compliance officer at a US super-regional bank used to get a single-column CSV of suspicious transactions every Monday, sort it by...
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492Artificial intelligence
PropTech in the US: how a $40 billion category is rebuilding the way real estate is bought, leased, and operated
A broker at a Manhattan commercial real estate firm used to start the morning by pulling rent-roll spreadsheets off a shared drive,...
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599Payments
Financial infrastructure systems in the US: how RTP and FedNow built a two-rail real-time payments backbone
The story of US real-time payments since 2017 has been one of two parallel rails maturing into a single operating reality for...
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377Fintech News
Financial systems and institutions in the US: how banks, credit unions, and the regulator constellation hold up the system
The US financial system is held up by four overlapping pillars: chartered commercial banks, credit unions, securities broker-dealers, and the federal regulator...
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336Fintech News
Python for finance in US FinTech: adoption benchmarks, talent demand, and what banks are spending
Python passed an inflection point in US fintech engineering somewhere between 2018 and 2022. It moved from a tool a few quants...
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340Fintech News
R for finance inside US FinTech: where it still wins, who is still hiring for it, and what the data says
R is the language US finance keeps deciding to retire and then keeps using anyway. It powered the original generation of risk-modelling...
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352Fintech News
APIs in US financial services: 13 billion daily calls, the FDX consolidation, and what slows adoption
Industry estimates place daily API call volume across US financial-services platforms in the tens of billions. That number is a rough estimate...
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322Fintech News
America’s Place in the Global FinTech Landscape, Honestly Mapped
If you read every regional FinTech report published in 2025, you end up with the impression that every market is the leader...
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287Blockchain
DeFi in America 2026: Where the Quiet Reset Has Left Real Use Cases Standing
Most Americans who heard of DeFi during the 2020 yield-farming wave have not heard about it since. The category did not disappear,...
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309Blockchain
Tokenization of Assets in America 2026: From Pilot to Plumbing in Capital Markets
For most of 2022 and 2023, the phrase “real-world asset tokenization” sat in U.S. financial conversation alongside flying cars and quantum trading:...
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294Blockchain
Blockchain for Payments in America 2026: Where the Rails Are Quietly Real
Most U.S. consumers have not knowingly used a blockchain payment, but a fast-growing share of U.S. businesses have. The boundary between “crypto...
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270Blockchain
Stablecoin Mechanisms in America 2026: Why the Reserve Model Won and What Comes Next
Three years ago the question about U.S. stablecoins was whether they would survive at all. Two large failures (TerraUSD and a brief...
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681Payments
Digital Banking and Neobanks in the U.S. 2026: Where the Profitable Players Now Sit
Five years ago, the question about U.S. neobanks was whether they could ever achieve profitability without the deposit base of a traditional...
