Posts By Reeves Birner
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45Fintech NewsProgramming for Finance (Python, R) Explained: What It Means for Consumers and Businesses in the USA
Walk onto any modern trading desk and the loudest thing in the room is usually a laptop running a script. The people...
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49Fintech NewsFinTech Industry Trends in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A logistics dispatcher in Memphis settles a fuel invoice at 11:42 pm on a Saturday and the driver sees the deposit hit...
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45Fintech NewsHow FinTech Industry Trends Works: A Guide for the US Financial Market
On a Wednesday morning in February, a Cleveland community bank pushed its first FedNow payment to a regional credit union for an...
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47Fintech News
FinTech Industry Trends Explained: What It Means for Consumers and Businesses in the USA
A community bank in Iowa joined the FedNow network last quarter, started accepting embedded loan applications through its accounting partner this month,...
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39Fintech News
Global FinTech Landscape in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A logistics startup in Long Beach receives a $42,000 payment from a Brazilian customer at 9:14 on a Saturday morning. The funds...
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37Fintech News
How Global FinTech Landscape Works: A Guide for the US Financial Market
Picture a $14,000 invoice paid by a Dallas manufacturer to a Vietnamese parts supplier on a Wednesday afternoon. In 2015 that wire...
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37Fintech News
Global FinTech Landscape Explained: What It Means for Consumers and Businesses in the USA
A small business owner in Austin pays a supplier in Vietnam from her phone before her coffee cools, while the funds clear...
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61Fintech News
Principles of Financial Technology in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A US chief operating officer recently described her firm’s fintech vendor selection process as “principles before products.” Her team evaluates each new...
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60Fintech News
How Principles of Financial Technology Works: A Guide for the US Financial Market
A US fintech founder spent a recent industry panel describing her product strategy as “five principles, applied in order, every quarter.” The...
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65Fintech News
Principles of Financial Technology Explained: What It Means for Consumers and Businesses in the USA
If a US consumer could see only one piece of information about a fintech app before deciding to use it, the most...
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75Fintech News
Financial Markets & Instruments in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
Most Americans will never stand on a trading floor, yet nearly every paycheck, mortgage, and retirement balance is wired into one. The...
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75Fintech News
How Financial Markets & Instruments Works: A Guide for the US Financial Market
On most US trading days, the New York Stock Exchange and Nasdaq together handle about 12 billion shares of equity volume, plus...
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75Fintech News
Financial Markets & Instruments Explained: What It Means for Consumers and Businesses in the USA
The single most common financial instrument held by US households in 2026 is a US Treasury security, often through a money market...
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78Fintech News
Economics of FinTech in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
A small-business owner in Tampa recently switched her card acceptance from a major incumbent processor to a vertically integrated fintech and saved...
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76Fintech News
How Economics of FinTech Works: A Guide for the US Financial Market
A US neobank that charges no monthly fee, pays the customer a positive interest rate, and still earns a margin on every...
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63Fintech News
Economics of FinTech Explained: What It Means for Consumers and Businesses in the USA
Every time a banking app waives a monthly fee or a buy-now-pay-later button appears at checkout, someone has already done the math...
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62Fintech News
Financial Systems & Institutions in America: Use Cases, Benefits, Risks, and Long-Term Opportunities
The single best illustration of how the US financial institutional system actually works for Americans is the gap between waking up and...
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74Fintech News
How Financial Systems & Institutions Works: A Guide for the US Financial Market
A Wednesday morning ACH file leaves a Cincinnati bank at 8:30, joins about 100 million other entries inside the Federal Reserve’s batch...
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69Fintech News
Financial Systems & Institutions Explained: What It Means for Consumers and Businesses in the USA
When the FDIC took over Silicon Valley Bank on a Friday in March 2023 and reopened the bank on the following Monday,...
