Colin Kerr, CTP, is a corporate banking analyst at Celent, where his research draws on a career at the intersection of global banking business and technology. His focus includes corporate digital channels, treasury and cash management products, technology modernization, and managing data as a foundation for analytics and AI. Before joining Celent in 2022, Colin was a technology executive for digital channels at Bank of America, where he led development of digital cash management and analytics solutions for global transaction banking. As an industry solutions director for worldwide financial services at Microsoft, Colin successfully developed banking industry growth strategies when technology vendors and banks began transitioning to cloud computing.