Grow your wealth with gold right from your phone!
Gold continues to be one of the most sought-after investment assets globally, acting as a hedge against inflation, a portfolio diversifier, and a reliable long-term store of value. With advances in fintech, investing in gold has never been easier. Whether you want digital gold, gold ETFs, or active trading, there’s an app for you in 2026.
Here are the top gold investment apps to consider this year.
SEBI clarification on digital gold
The Securities and Exchange Board of India (SEBI) has clarified that digital gold (marketed as an alternative for investment in physical gold) is not a regulated investment product in India. Unlike gold ETFs, gold mutual funds, sovereign gold bonds, gold commodity derivative contracts, and digital gold, gold does not fall under SEBI’s regulatory framework.
Best Apps To Invest In Gold
Groww
Groww, India’s No. 1 stockbroker, has emerged as one of the most popular investment platforms, offering gold alongside stocks, mutual funds, NFOs, bonds, and ETFs.
On Groww, you can invest in SEBI-regulated digital gold products and even trade gold on commodity markets, all in one app.
SEBI-Regulated Gold Investment Options On Groww:
- Gold ETFs: These track the price of physical gold and are traded on stock exchanges like shares. Just like mutual funds, you can start stock SIPs in Gold ETFs on Groww.
- Gold Mutual Funds: Gold mutual funds invest primarily in gold ETFs and provide indirect exposure to gold.
- Gold Commodity Derivative Contracts: Gold commodity derivatives allow investors to trade gold contracts on MCX. These are suitable for experienced investors looking to take advantage of short-term price movements.
PhonePe
PhonePe is a popular UPI-based payments app that also enables users to invest in digital gold effortlessly. Investors can buy and sell 24K gold in small amounts with real-time pricing and secure storage. The entire process is fast, simple, and integrated seamlessly into the app’s payment ecosystem.
Key features:
- Buy gold starting from ₹1
- Live gold prices
- Easy sell & redemption
Paytm
Paytm offers a hassle-free way to invest in digital gold directly through its widely used app. Users can start investing with very small amounts and track gold prices in real time. The platform focuses on accessibility and ease, making gold investment possible for a broad range of Indian users.
Why choose Paytm:
- Trusted brand with massive user base
- Low minimum investment
- Simple buy/sell process
Jar
Jar is a unique savings app that helps users invest in digital gold automatically by rounding up daily transactions. It encourages consistent saving habits by investing small amounts without manual effort. The app is designed for young professionals and students who want to start investing without financial pressure.
What makes Jar unique:
- Auto-save from daily spends
- Invest tiny amounts daily
- No manual effort needed
Kuvera
Kuvera is a goal-based investment platform that offers gold ETFs and Sovereign Gold Bonds for long-term investors. It focuses on commission-free investing and a clean, data-driven experience. The app is well-suited for users who want to integrate gold into their overall financial planning.
Why Kuvera works:
- Clean dashboard
- Direct mutual funds & ETFs
- Great for long-term planning
Zerodha Coin
Zerodha Coin is a trusted platform for investors looking to invest in gold through regulated instruments. Instead of digital gold, it offers access to gold ETFs and Sovereign Gold Bonds. The platform is known for its transparency, reliability, and long-term focus.
Why it’s reliable:
- Completely SEBI-regulated
- No storage or purity concerns
- Ideal for long-term investors
Conclusion
Gold continues to be one of the most trusted investment options for Indian investors, and in 2026, technology has made it more accessible than ever. From digital gold for quick and small investments to regulated options like gold ETFs and Sovereign Gold Bonds for long-term wealth creation, there is a platform for every type of investor. Choosing the right app depends on your investment goals, risk appetite, and preference for convenience versus regulation.
