At a glance
Alphanso.ai is a flat-fee, fiduciary wealth advisory platform that combines human advisors with planning and portfolio tools across investments, taxes, estate, cash flow, debt, and insurance. It offers quarterly and annual subscription plans with no AUM fees and lets clients keep assets at existing institutions, with managed accounts custody at Schwab.
Range is an “all-in-one wealth management” platform built for high-income households (often $200k+ income) that blends a tech platform, projections, and a team-based advisor model. It also uses a flat-fee, 0% AUM structure with multiple membership tiers.
Both are registered RIAs, and both emphasize comprehensive planning, but they differ in pricing levels, advisor model, and how they structure “team vs dedicated” advice.
Core positioning
| Feature | Alphanso.ai | Range |
| Primary focus | Comprehensive wealth advisory (investments + taxes + estate + cash flow) | All-in-one wealth hub for high earners (investing, tax, retirement, cash flow, etc.) |
| Typical user | Individuals/couples with mid–high net worth, often with equity comp & taxes | High-income professionals (executives, tech, founders, doctors) |
| Advisor model | Dedicated fiduciary advisor | Team of specialists (CFP, CPA, tax, equity, etc.), not a single advisor |
| Tech role | “Human + tech” – advisors using proprietary tools & dashboards | AI-powered projections, dashboards, and planning modules |
| AUM fees | 0% AUM, 14 days free trial | 0% AUM, no free trial |
| Custody / accounts | Keep assets where they are; managed accounts via Schwab | Aggregates external accounts, managed accounts with third-party |
Alphanso leans into a “relationship + platform” model with one primary advisor per household; Range leans into a “team + platform” model where multiple specialists respond depending on the question.
Pricing and billing
Alphanso.ai
Alphanso offers three tiers, each available quarterly or annually (annual saves ~25%):
- Essential
- $400/quarter or $1,200/year
- Popular with individuals around $500k–$1M net worth
- Includes portfolio recommendations, personalized financial plan, tax filing for one federal + one state return, tax-loss harvesting, cashflow/budgeting, insurance planning, 4 advisor meetings per year, and unlimited messaging (24-hr SLA).
- $400/quarter or $1,200/year
- Advanced
- $800/quarter or $2,400/year
- Typically couples with $1M–$5M net worth
- Adds managed portfolios, “Golden Portfolio,” equity comp planning (RSUs, ISOs, ESPP), Roth strategies (incl. backdoor), real estate consulting, expanded tax filing (2 federal + 2 state, K-1s), AMT analysis, cross-border taxes, more meetings, and joint profiles.
- $800/quarter or $2,400/year
- Elite
- $2,400/quarter or $7,200/year
- Aimed at families with $5M–$80M net worth
- Adds private equity investing, LLC setup guidance, multi-year tax optimization, expanded multi-state filing with unlimited K-1s, and complete estate strategy with attorney fees included.
- $2,400/quarter or $7,200/year
All tiers include a 14-day free trial before billing starts.
Range
Range also uses a flat-fee tiered structure. On its pricing page:
- Premium
- $2,400/year (or $600 every 3 months)
- Unlimited access to fiduciary advisors, comprehensive wealth management, review of prior-year taxes.
- $2,400/year (or $600 every 3 months)
- Platinum
- $4,800/year (or $1,200 every 3 months)
- Everything in Premium plus tax planning and filing, estate document creation, 401(k) consolidation, etc.
- $4,800/year (or $1,200 every 3 months)
- A separate section references semi-annual billing (e.g., Premium at $1,475 semi-annually with a one-year commitment) and notes three tiers: Premium, Platinum, and Titanium, with increasing depth of tax complexity and estate/tax work as you go up.
In practice, Range’s pricing generally starts higher than Alphanso’s entry tier, but targets households with similar income and complexity.
Planning and investment approach
Alphanso.ai
- Markets itself as a “complete wealth management platform with 0% AUM,” integrating investments, taxes, estate, debt, cash flow, insurance, and goals into one coordinated plan.
- Lets clients keep accounts where they are, with options for DIY, guided, or managed access. Managed portfolios use Charles Schwab as custodian.
- Advisors use proprietary “hedge fund–grade” tools and AI-powered insight to deepen analysis (e.g., tax, equity comp, simulations), but the relationship is framed as advisor-first, tech-assisted.
Range
- Positions itself as “all-in-one wealth management” and a “wealth hub” for high earners, with investment, tax, retirement, cash flow, and real estate all visible in one place.
- Uses advanced algorithms to generate thousands of projections and multiple scenarios across your integrated data, so you can see upside/downside and trade-offs.
- Emphasizes a team-based model: CFPs, EAs, CPAs, equity comp specialists, etc., rather than one dedicated advisor, and 24/7 access via the platform.
Both are fiduciaries and registered investment advisors; both use flat fees and modern tech as a differentiator from traditional AUM-based advisors.
Pros and trade-offs (neutral view)
Where Alphanso may appeal more
- Someone who prefers a single, ongoing relationship with a dedicated advisor, rather than rotating across a team.
- Users who value having tax filing actually included in the plan at certain tiers, alongside multi-year tax optimization and estate work.
- Households where quarterly billing and a free trial matters (e.g., $400/quarter and time to validate the platform).
Where Range may appeal more
- High-income professionals who like the idea of a “wealth hub” plus a team of specialists instead of one advisor.
- Users who highly value projection tools and scenario modeling as a core part of the experience.
- Households already around or above the $200k income level who are comfortable with higher flat fees in exchange for a team-based setup.
Who might choose which?
You could frame the choice roughly like this:
- If you want a dedicated advisor, lower entry price options, and bundled tax filing/estate help within a flat-fee model, you might lean toward Alphanso.ai.
- If you want a team of specialists, a very projection-heavy platform, and don’t mind a higher annual commitment, Range may fit better.
In both cases, it’s worth asking each firm directly about:
- How many real touchpoints you’ll actually get per year
- What’s included vs referred out
- How they handle your specific needs (RSUs, multi-state tax, private investments, etc.)
