Meme coins still make headlines in June 2025. However, it is not for the same reasons as in the past. In 2025, meme coins experienced a dramatic decline in value, particularly for the two leaders, Dogecoin (DOGE) and Shiba Inu (SHIB).
Amid the declining value of meme coins, investors are looking to utility-based coins as the next driver of growth. One of their options in 2025 is Mutuum Finance (MUTM), which is designed as a decentralized finance protocol with endless utility. Let us take a deep dive into the project, which has been dubbed the meme slayer of 2025.
The MUTM Token Presale
Mutuum Finance (MUTM) has raised over $11.3 million in the ongoing presale from around 12,500 unique buyers. Tokens in the current phase of the presale are going for $0.03, a 200% increase from the phase 1 price of $0.01.
In the upcoming phase 6, the token price will increase by 16.67% to $0.035. These price increases will continue until the listing price of $0.06. As such, the current price of the presale is a 50% discount on the final listing price. This presents you with the perfect opportunity for massive gains.
According to analysts, the price of MUTM tokens could rise 29x once they go live. Best of all, MUTM tokens, unlike meme coins, are expected to hold onto their projected gains since the project is utility-based. For instance, if you purchase $1,800 worth of MUTM tokens in the current phase, you stand to make over $52,000 based on the analysts’ forecast of 29x growth.
One of the reasons why analysts are so optimistic about the future price of MUTM tokens is that the project has a CertiK audit. With a Token Scan Score of 95, earning the trust of the crypto community has been relatively easy.
CertiK Partnership
Mutuum Finance (MUTM) recently announced that it was partnering with CertiK on a $50,000 Bug bounty Program. In this program, security experts will have an opportunity to win a massive reward for creating accurate bug reports and sending them to the team.
The program is split into four tiers, which are critical, major, minor, and low. It is designed to ensure that those who identify bugs that pose the biggest potential challenge to the smooth operations of the ecosystem get the biggest rewards. As a result, it will help to foster a lasting partnership with the global security community, ensuring uninterrupted access to the platform’s features.
Mutuum Finance (MUTM) Protocol Details
Mutuum Finance (MUTM) is designed as a decentralized, no-custodial protocol where users can participate as lenders, borrowers, or liquidators. As lenders, they deposit their funds into the protocol to earn interest. The interest payments they receive are based on the poor utilization rate.
The utilization rate is determined by checking what portion of the funds in a pool are being actively used by borrowers. As borrowers take more funds from a pool, the interest rate rises, which encourages them to repay their loans.
At the same time, it attracts more lenders into the pool, seeking to take advantage of the rising yield. As a result, the ecosystem can achieve optimal capital efficiency.
To protocol liquidity in the pools, all loans taken by borrowers must be overcollateralized. That means they must deposit collateral that is worth more than the value of the loan that they take.
Other protective measures employed by the protocol include a strict address screening system. The system checks all new addresses trying to connect to the protocol. If it finds that an address has been involved in shady activities in the crypto sector, it is not added to the protocol. However, this system does not gather any personal data of its users, ensuring the highest level of privacy.
Fair Pricing
On Mutuum Finance (MUTM), the team aims to ensure that users have access to the most accurate asset pricing possible. Doing so will ensure they get the most out of their funds. The team will rely on Chainlink data feeds, a trusted source of price oracles in the crypto sector.
Besides Chainlink, the team will look for secondary data sources as a backup source in case Chainlink experiences a network outage. They may also combine multiple price services to ensure the highest uptime possible.
The team also plans to integrate on-chain metrics, when there is sufficient liquidity, as an additional reference point when determining asset pricing. The on-chain data will be integrated as a time-weighted price average to ensure the most accurate results.
Mutuum Finance (MUTM) is a project on the cusp of greatness. Best of all, you have an opportunity to be part of this project now by purchasing MUTM tokens at a 50% discount.
For more information about Mutuum Finance (MUTM), visit the links below:
Website: https://www.mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
