Many beneficiaries are bothered about how to fight a rejected life insurance claim because of the supposed injustice insurance companies do to them when they attempt to get their death benefit. For other beneficiaries, the urge to fight for their benefit becomes intense when they remember the sacrifices their family member had put in to make these benefits possible and that is why you must contact a life insurance lawyer to help. Yes! Life insurance involves making sacrifices.
A Few Tips to Fight Rejected Life Insurance Claim Includes:
Below are tips you can follow to fight your rejected life insurance claim.
- Years of saving money (paying a premium):
To enjoy death benefits that come with insurance, there must have been life insurance. Life insurance involves consistent payment of Premiums at the due date. For most insurance companies, the client must ensure his premium is consistently paid for at least 2 years. When a client dies earlier than the company’s stipulated Time, the company grows suspicious and, in most cases, launches an investigation to confirm if the death was from a natural cause or a facilitated one. Where the death is facilitated, it might lead to a rejection of claims.
- Careful Planning:
Having life insurance involves careful planning especially when it comes to having a source of income that would help ensure that the premium payment is consistent because a default in payment can lead to a rejection of a claim.
- Full Disclosure:
Having life insurance involves full disclosure of all material information related to the client and his insurance. This can be tasking because a slight omission in information can lead to a rejection of a claim. This makes life insurance very delicate. Hence one needs to be up and doing once he or she decides to do life insurance.
- Updated Information:
Life insurance is not like an automated saving plan; whatever initial information included on the application will suffice till whenever it pleases the owner to make a change. In life insurance, as circumstances change, the insurer needs to be informed accordingly because omission of information can lead to the rejection of the claim.
After considering all these conditions (sacrifices) the client must follow judiciously, one might ask.
“If these steps and others provided by the insurance company are carried out accordingly, and the insurance company still unjustly tries to deny the beneficiary his benefits, what can be done?”
Get a life insurance lawyer IMMEDIATELY. This is important because the insurance case is a civil one. And all civil cases have statutes of limitations. A statute of limitation is a period in which the law puts in place an appeal to sue on a particular matter. When the time elapses, the case becomes status Bar.
So as soon as you notice that an insurance company is fraudulently trying to deprive you of death benefits or even contest coverage, without hesitation reach out to Erisa life insurance lawyers.
If My Case Is A Statute Bar According To The Law, Can There Be Any Remedy?
Yes, there is a remedy to the Status Bar. The only remedy to get your case back up after it has been affected by the status of limitation is if a piece of new information about your claim is discovered. If this happens, you can “reset the clock” and file a suit. With Erisa life insurance lawyers, you can be certain you get the best results in your case.
Can Erisa Life Insurance Lawyers Guide Me Through My Insurance Process?
Yes, they can. They look out for ways they can help their clients get the best out of their insurance. Not just for themselves, but also for the beneficiary. These attorneys understand the importance of leaving finances for loved ones when the breadwinner is no more. They put in their best to ensure that your application process is done properly in line with the insurance laws.
Two Things to look out for when choosing an insurance attorney to help you fight your rejected claim.
Experience is very important when choosing an insurance attorney to help you fight your rejected claim. This is because experienced attorneys know what to do and exactly when to do it. You do not want to employ the services of a lawyer that would make an experiment on your case. You must get attorneys with years of experience in insurance law and practice.
- Records of Success:
Records of past success can help you determine what attorney’s service you would be employing. When it comes to cases of fighting rejected life insurance claims, Erisa lawyers are top-notch. We have a long history of winning insurance cases for our clients. Hundreds of thousands of dollars have been recovered from Insurance companies on behalf of our clients. We do these almost effortlessly because we know the law and how to apply it.
Why Do Insurance Companies Attempt to Unjustly Deny Beneficiaries Their Benefits?
The answer to this is a very simple reason. Life insurance benefits are usually a very huge sum of money. Denying beneficiaries their death benefits saves the insurance company from paying out that large amount of money. Hence, they look for every opportunity to deny the beneficiary their benefit. Even though the policyholder paid all premiums when they were due.
If you have been denied coverage or death benefits, do not give up so easily. You stand a chance of getting back all your Benefits from the insurance company if you reach out to Erisa insurance attorneys today.
You must reach out to us before the status of limitation affects your case.
Suggestions to Those Still Insured With an Insurance Company.
- Have an experienced lawyer by your side as you go through the process. It would save you from taking lots of corrective measures because many issues would have been prevented beforehand.
- Take your life insurance regulations seriously. You don’t want to be callous about your life insurance because a minor mistake can rub your beneficiaries off the death benefits.
- Always communicate changes or adjustments of information with the insurer. No matter how minor or trivial the information might be, ensure It is well communicated with your insurer. This prevents rejected claims.
Life insurance benefits are usually a very huge sum of money. Denying beneficiaries their death benefits saves the insurance company from paying out that large amount of money. Hence, the insurance companies look for every opportunity to deny the beneficiary their benefit. Even though the policyholder paid all premiums when they were due.