One of the most common New Year’s resolutions is about organizing your finances and setting yourself up for future success, and for good reason. The road to financial stability can give us comfort, confidence, and opportunity — and the right strategies, programs, and products can make all the difference.
That’s why we’re exploring the top tips and strategies for transforming your wallet in 2024. Go beyond the classic (and, ahem, outdated) advice and instead explore innovative strategies that put you on the path to financial independence in the new year.
1) American Hartford Gold: A Gold IRA With Glittering Opportunities
Investing in a Gold IRA with American Hartford Gold is an ideal way to protect your finances and build up future support. A Gold IRA adds diversity to your retirement portfolio, and with American Hartford Gold, the process of insulating your wealth and creating a financially secure future is easy.
Traditional IRAs play it safe on the stock market, but a Gold IRA stands apart from the whims and changes of the market, and that means less worry about where your money really is. Let American Hartford Gold secure your retirement funds so you can have peace of mind.
2) Navi: Hang Up on Overpaying With New Phone Deals
Is your phone bill starting to make a dent in your monthly budget? It may be time to disconnect from traditional phone coverage and ring in the new year with the best phone deals from Navi.
You shouldn’t have to overpay for extra gigabytes or streaming services you don’t use. Navi helps you customize your phone plan with deals that’ll have you paying for exactly what you need — and nothing you don’t.
Navi is the team you can turn to whether you need one line — or several. Explore the inside scoop on family plans and trade-in deals that cut the bottom line and free up your funds for investments and rainy days.
Because Navi makes it easy to pick out the terms and options you need, it won’t feel like sacrificing to get the savings you deserve.
3) Power Wizard: Slash Your Bills With Electricity Savings
As with your phone bill, it may feel like the electricity bill is zapping your wallet dry. With Power Wizard, you’ll have access to a personal energy expert who will work with your specific needs to help you find the best plan for your household.
Forget overpaying in the new year! Power Wizard is on your side with plan comparison to help you sign up for the best plan in your area.
Power Wizard is the team that makes it easy to adjust and transition between accounts. They’ll continue to monitor electricity plans and keep you informed on your options to help you get the best price for every utility bill.
4) Tumble: Save Big With Washable Rugs
If your current rug can’t handle life’s messes, it may be time to roll it up and unfurl the future using Tumble’s washable rugs. You won’t have to run out for a replacement the next time a grape juice tsunami or a muddy paw print hits your floor, which makes these washable rugs an affordable, money-saving choice for every busy family and financial expert.
Tumble’s washable rugs are resilient, durable, and always ready for the next challenge. No more crying over spilled milk — or wine, or anything, really. These rugs take a spin in the wash and come out looking brand new, which means money saved on actually buying a new rug.
Plus, the money you’ll save on professional cleaning can be put towards more important things, like, say, that vintage wine you’re not afraid to drink in the living room anymore. So, embrace the spills and thrills of life with a rug that gets you and your wallet this year.
5) Steadily: Protecting Your Castle with Landlord Insurance
One of the most effective ways to build your wealth in the new year is by purchasing property. But if you’re planning on renting that property out, you want to be especially sure it’s protected, which will help you save in the long and short term.
Steadily makes it easy to explore landlord insurance cost and benefit analysis and to get the coverage you need to protect your tenants and your property. With Steadily, you’ll have peace of mind and financial protection in the new year.
Whether it’s a natural disaster or an unnatural disaster (we’re looking at you, rock band tenants), Steadily has a policy that covers your assets.
6) MPOWER: Navigating Student Loans Without a Cosigner
There’s no denying that educational costs are some of the highest we’ll have to cover in our professional lives. Since education can have a significant impact on our future financial options, it’s a wise idea to find solutions for loans and savings that will help you meet your career goals without adding unnecessary stress.
With MPOWER, you’ll be able to take the first step in paying for tuition without the need for a financial cosigner. You heard us right: MPOWER is the place to turn for a student loan without cosigner support. That might just be the opportunity you need to begin or continue your journey toward professional satisfaction and financial independence.
Education should be available on your terms, and with MPOWER, it will be. Learn how to make tuition, financing, and higher education work for your needs with independent loan options you can sign up for today.
7) EveryPlate: Feast on Savings With Meal Delivery Kits
Cooking takes time, and basic ingredients are getting more expensive every day. In some cases, it may even be less costly to eat takeout than to cook in your own kitchen — but that can still take quite a toll on your health and your wallet.
With EveryPlate meal kit delivery, you won’t have to weigh the veggies at the store to get the best price or worry about tossing foods well after the best buy dates. Meal delivery kits take the guesswork out of your menu and help you to save along the way. Both your wallet and your stomach are sure to thank you.
When you order EveryPlate meal delivery kits, you’ll get pre-measured, foolproof ingredients that come together quickly, which makes them a perfect option for busy nights with work and families. It’s like having a chef right in your own kitchen without the extra costs.
These kits are priced like an early bird special — every day. That means even more savings and healthy, delicious food you can really rely on. Wave goodbye to overpriced takeout and hello to hearty meals that won’t grill your budget.
Bon appétit, our financially savvy gastronomes!
8) Daniel’s Jewelers: Jewelry Financing for Bling on a Budget
When developing financial strategies, it’s always a good idea to stick within your budget, but that doesn’t have to mean sacrificing all the products and treats you love. With jewelry financing from Daniel’s Jewelers, you can pick out special gems for special occasions without having to clear out your growing savings account.
Daniel’s Jewelers turns your jewelry dreams into reality with a sprinkle of practical financing magic. They understand that sometimes you need that sparkle now, and you shouldn’t have to spend your whole life saving up for that pretty little thing.
Whether you’re asking that special someone the all-important question or you want to make a splash at the next big board presentation, Daniel’s Jewelers makes luxury a little more accessible.
9) bud.com: Find High Savings When You Buy Weed Online
You may be taking the next year to build credit and explore top financial strategies, but you do deserve a break every once in a while, as well. If you’re looking to elevate your spirits to match your savings, look no further than bud.com.
bud.com is your fiscal friend in the green scene and the best place to buy weed online. They make it easy to compare options and find deals on your botanical buddies, so you never end up overpaying for a bag of stems again. Forget about exorbitant dispensary prices that have you coughing up more cash than smoke.
Think of it as happy hour for your wallet, only you’re trading cocktails for cannabis — and you don’t have to worry about the cab ride home. At bud.com, the grass isn’t only greener — it’s also more affordable.
10) Tribest: Preserve Your Pennies and Dry Out High Food Bills
Are your grocery bills starting to look higher every month? We’ve all been there, especially around the holidays. One way you can save on all your favorite foods, and reduce the amount of waste leaving your kitchen, is by embracing a Tribest food dehydrator.
Throwing food away is essentially like tossing money into the trash, and Tribest turns your fruits, veggies, and meats into long-lasting morsels of munchable marvels without the shriveled-up prices of store-bought dried goods. It extends the shelf life of food from a quick weekend getaway to a month-long retreat.
You’ll also be able to make some of your favorite snacks for on-the-go treats, and that means less impulse spending when you’re out and about. So stock up, dry out, and snack on, knowing that your snack game is as crisp as your budgeting skills.
11) Clever Fox: Plan, Plot, and Prosper With a Budget Planner
One of the reasons finances can feel so overwhelming is because we just don’t know what we’re dealing with. Writing the numbers down can feel like turning on the light after a bad dream and can help us take the next step in our financing journey.
Clever Fox’s budget planner is your personal financial compass. It’s not just a spreadsheet. It’s a broader look at where your money is going and the many opportunities you have for current and future savings.
When you track your expenses, you know when things look out of the ordinary or when the cost of certain products or services goes beyond your budget. This can arm you with the knowledge you need to cut back, make changes, and save for the future, and there’s no better way to take the next step toward financial independence.
Charting a Course to Fiscal Fun and Fortune in 2024
From gold that glitters without dimming your budget to phones that keep you connected for less, and from magical meal kits to brilliant bling on a budget, you have many options for saving big in the new year. We’ve toured the world of wallet-friendly weed and dehydrated our way to saving dough.
The horizon is bright, our fiscal friends, and it’s teeming with possibilities and savings. All you need to do is pick the best products and strategies for the road ahead, and you’ll find yourself navigating through your finances with confidence and skill. By remaining informed and proactive, individuals can set a solid foundation for financial success in the upcoming year.
What will the new year hold? We don’t know that just yet. But we do know that it’s always a good idea to be prepared and steady and to continue the journey toward financial independence. Learn more about your wallet and the best opportunities to save and grow wealth today.