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FinTech Insider – Powering the Future of Core Banking: How Zeta’s Cloud-Native Stack is Delivering $500M+ Value for Global Banks

By Anamta Shehzadi·Published January 10, 2025·Updated July 20, 2025·Latest News

Zeta’s Cloud-Native Stack

In a global financial landscape increasingly defined by agility, data, and digital trust, Zeta is emerging as the backbone for next-gen banking infrastructure. With its flagship products—Tachyon, Fusion, and Netra—Zeta is reshaping how banks scale, serve, and save. Collectively, these platforms are now handling 25M+ accounts across 15+ financial institutions, driving over $500M in projected infrastructure savings.

Instrumental to this transformation is Mohmmad Adeem Parvez, Principal Solutions Architect at Zeta, whose end-to-end ownership of product architecture in Fusion and Netra, and core contributions to Tachyon, have enabled global banks to transition to a modern, composable core with real-time data processing and zero downtime.

Zeta’s Financial Performance and Global Footprint

Zeta’s technology has delivered tangible performance and economic outcomes across the fintech ecosystem:

“We’ve built a system that isn’t just scalable—it’s transformative. We now offer banks a zero-compromise core, optimized for speed, scale, and savings,”
— Bhavin Turakhia, Co-founder & CEO, Zeta

Zeta’s Product Ecosystem: 

⚙️ Tachyon – Core Ledger Engine

Replaces monolithic cores with a microservices-led, cloud-native core, supporting multi-entity banks with real-time reconciliation, interest computation, and compliance-ready general ledgers.

🧠 Netra – Real-Time Intelligence Layer

Built on Apache Flink, Kafka, and Redis, Netra enables real-time risk scoring, fraud detection, and regulatory alerting within 150ms for millions of transactions.

🔧 Fusion – No-Code Product Builder

Fusion empowers product teams to launch new KYC, onboarding, savings, and payment products with drag-and-drop workflow builders, reducing product build cycles by over 80%.

“With Fusion, a new banking product can go live in 3 weeks instead of 3 months,”
— VP, Partner Bank (SEA)

“We reduced fraud backlog by 70% after embedding Netra,”
— CTO, Gulf Bank

Contributor Highlight: 

Mohammad Adeem Parvez, as Principal Solutions Architect at Zeta, played a key role in the architecture of Fusion and Netra, with hands-on contributions to system design, workflow engines, and scalable fraud modules that now power client banks in Southeast Asia and the Gulf.

“Adeem’s systems design expertise brought modular scale and clarity to our platform strategy from orchestration engines to real-time fraud modules. His contributions helped scale the product across geographies”
— Ramki Gaddipati, CTO & Co-founder, Zeta

🌐 Powering Fintech Growth in Emerging Markets

Zeta’s infrastructure has been a catalyst for regional fintech acceleration, especially in India, Southeast Asia, and the Gulf, enabling:

Client Success Stories

Southeast Asia Bank

Middle East Regional Bank

Infrastructure & Cloud Stack

Zeta’s performance leans heavily on its integration with Amazon Web Services (AWS).

AWS Case Study Reference: “Zeta scales core banking workloads using Amazon EKS, Aurora, S3, and EC2 Spot.” Read the AWS Case Study

Components:

Looking Ahead

With more banks transitioning to Zeta’s stack globally, Adeem’s architectural framework is positioned to support 100M+ active users. Zeta plans to release Fusion 2.0 with low-code configuration for bank partners and expand Netra’s capabilities into behavioral scoring and AI-based transaction segmentation.“Our engineering culture thrives on ownership, and Adeem exemplifies that. His systems-thinking approach is at the heart of Zeta’s scale,”
— Ramki Gaddipati, CTO & Co-founder, Zeta