Fintech News
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225How Neobanks Are Driving Banking Competition
When Monzo launched its hot coral debit card in 2016, Barclays, HSBC, and Lloyds did not change a single product feature in...
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159
The Rise of Mobile-First Banking Experiences
A customer at Nubank in São Paulo checks their balance, splits a restaurant bill with three friends, invests spare change into a...
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175
How Fintech Is Helping Banks Modernise
In 2022, Standard Chartered needed a digital-only bank for the Hong Kong market. Rather than spend three to five years rebuilding its...
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535
How Banking Innovation Is Creating New Financial Opportunities
Ten years ago, getting a small business loan in Indonesia meant visiting a bank branch, submitting paper documents, waiting two to six...
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154
Why Fintech Is Leading Banking Transformation
When ING Group decided to rebuild its retail banking platform in 2018, it did not hire IBM or Accenture. It partnered with...
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166
How Digital Banks Are Building Scalable Financial Platforms
Nubank processes over 2 billion transactions per quarter for 100 million customers across Brazil, Mexico, and Colombia. Its technology team numbers around...
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199
The Evolution of Modern Banking Technology
The first ATM was installed outside a Barclays branch in Enfield, north London, on 27 June 1967. The customer inserted a paper...
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145
The Role of Technology in Future Banking Systems
The European Central Bank began a two-year preparation phase for a digital euro in November 2023. The Bank of England launched a...
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137
Why Banking Infrastructure Is Becoming Digital
In March 2023, Silicon Valley Bank collapsed in 44 hours. The trigger was a bank run, but the speed was digital. Depositors...
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141
How Digital Banking Improves Customer Experience
In 2019, the average wait time to speak with a customer service representative at a major US bank was 11 minutes. By...
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162
How Fintech Platforms Are Powering Banking Innovation
In 2021, a community bank in rural Nebraska with 14 employees and $200 million in assets launched a fintech-powered savings product that...
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159
Why Fintech Is Driving Banking Evolution
In 2014, Jamie Dimon, CEO of JPMorgan Chase, wrote in his annual shareholder letter that Silicon Valley was coming to eat banking’s...
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173
The Expansion of Neobank Services Globally
Revolut launched in the United Kingdom in 2015 as a travel money card. By the end of 2024, it operated in 38...
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140
The Rise of Banking-as-a-Service Platforms
In 2019, a company called Unit launched with a single product: an API that let any software company offer bank accounts to...
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136
How Digital Banking Improves Financial Accessibility
A farmer in rural Kenya can receive payment for her crops, save a portion in a digital account, pay her children’s school...
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147
Why Technology Is Transforming Banking Operations
HSBC’s global payments division processes approximately 4.5 million transactions per day. In 2019, a single compliance check on a cross-border payment required...
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105
How Fintech Is Reinventing the Banking Model
For 400 years, banking worked on a simple model: take deposits, lend money, charge the borrower more than you pay the depositor,...
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135
The Growth of Global Neobank Ecosystems
Revolut is not just a bank. It is a financial ecosystem with 50 million customers across 38 markets, offering current accounts, savings,...
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119
The Next Generation of Banking Platforms
Antony Jenkins spent five years as CEO of Barclays, one of the world’s largest banks, trying to modernise its technology from the...
